Digital Earnings & Financial Returns Insights

Digital Earnings & Financial Returns Insights - Page 2

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Nov, 5 2025

Tax-Deferred Annuities: How to Use Long-Term Tax Deferral for Retirement

Dave Tapie
4
Tax-deferred annuities let your retirement savings grow without annual taxes, ideal for high earners who've maxed out 401(k)s and IRAs. Learn how they work, their pros and cons, and who should use them.
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Nov, 5 2025

Interchange Fees Explained: How Card Costs Affect Merchants

Erik Guilfoyle
4
Interchange fees are the hidden costs merchants pay every time a customer uses a credit or debit card. Learn how these fees work, why they vary so much, and how small businesses can reduce them.
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Nov, 5 2025

NGO Partnerships with Fintechs: How Nonprofits Boost Outreach and Stay Compliant

Erik Guilfoyle
3
NGOs are turning to fintech to speed up donations, stay compliant with financial regulations, and reach more donors. Learn how these partnerships work, what they cost, and what to watch out for.
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Nov, 3 2025

How to Estimate Bond Total Return: Yield, Price Change, and Income

Erik Guilfoyle
4
Learn how to calculate bond total return by combining coupon income, price changes, and reinvestment earnings. Stop relying on yield to maturity-this is what actually determines your real return.
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Nov, 3 2025

Option Expiration Dates: How Time Decay Eats Away at Your Trades

Dave Tapie
4
Option expiration dates aren't just deadlines - they're the main reason most traders lose money. Learn how time decay works, why 0DTE options are risky, and how to manage expirations like a pro.
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Nov, 2 2025

Embedded Insurance: How Coverage Is Seamlessly Added to Products

Dave Tapie
3
Embedded insurance adds coverage directly into product purchases-like travel or phone protection at checkout. It’s faster, simpler, and more convenient than traditional insurance, with conversion rates up to 50%. Learn how it works, where it’s used, and why it’s changing finance.
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Oct, 31 2025

Model Governance: How to Validate and Monitor Compliance Models to Avoid Regulatory Penalties

Erik Guilfoyle
4
Learn how to validate and monitor compliance models to avoid regulatory penalties. Understand the six pillars of model governance, real-world examples, and how to build a system that works-without overpaying or overcomplicating it.
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Oct, 31 2025

Asset Allocation Strategy: How to Set Your Stocks-to-Bonds Ratio for Real Life

Erik Guilfoyle
3
Your stocks-to-bonds ratio is the most important decision in investing. Learn how to set it based on your age, risk tolerance, and goals - not outdated rules. Stop guessing. Start building a portfolio that lasts.
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Oct, 30 2025

Style Rotation: How to Shift Between Value and Growth Stocks for Better Returns

Dave Tapie
5
Style rotation lets investors shift between value and growth stocks based on economic cycles. Learn how to spot when to move, which ETFs to use, and why timing matters more than ever in 2025.
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Oct, 29 2025

Travel Policy Controls: How to Manage Airfare, Hotels, and Perks Without Killing Employee Morale

Dave Tapie
3
Learn how to build a travel policy that controls airfare, hotels, and meal perks without crushing employee morale. Real rules, real data, and real results from companies that got it right.
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Oct, 29 2025

Screen Scraping Sunset: Why Secure APIs Are Replacing Login-Based Data Access

Erik Guilfoyle
3
Screen scraping is being phased out in favor of secure APIs for financial data access. Learn why open banking standards are replacing risky login-sharing methods and how to transition safely.
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Oct, 29 2025

Platform vs. Product: How Fintech Companies Choose Their Growth Path

Erik Guilfoyle
4
Fintech companies must choose between building a focused product or a scalable platform. This guide breaks down the trade-offs in cost, regulation, growth, and user experience to help founders make the right strategic call.

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